When mortgage rates drop it happens quickly so be prepared to move fast and take advantage. Do you want to know your potential saving from a reduction in rate are? Contact me today ButlerGroup@neighborhoodloans.com. It is important to review all aspects of your mortgage (rate, products, time already in your mortgage) to make sure a refinance is right for you. I always try and set a target rate for my clients where we know it makes sense to complete a refinance. ButlerGroup@neighborhoodloans.com.