We’re beyond grateful for our incredible clients who trust us to guide them through their mortgage journeys! Here’s what they’re saying about their experience with the Emma Butler Group at Neighborhood Loans: 🌱 Smooth and Stress-Free “Emma and her team made everything seamless, with clear communication every step of the way.” 🏡 First-Time Buyer Friendly…
Tag: Mortgages
Set SMART Financial Goals: Developing a Strong Savings Mindset.
When it comes to personal finance, developing good spending habits and a strong savings mindset can set you on the path to achieving your financial goals. Whether you’re saving for a down payment on a home, an emergency fund, or a dream vacation, it all starts with managing your money wisely. 1. Understand Your Spending…
Interest Rates: Insights from the October 2024 Economic Data
As we kick off the week, all eyes are on the Federal Reserve and upcoming economic indicators that could impact mortgage rates. Here’s what to watch for:
Unlocking the Week Ahead: A Glimpse into Mortgage Rates and Economic Data (December 4, 2023)
As we step into the first week of December 2023, the financial landscape is buzzing with anticipation. For mortgage professionals and homebuyers, understanding the upcoming trends in mortgage rates and economic data is crucial. Here’s a brief preview of what lies ahead:
10 Questions to Ask a Loan Officer before Accepting an Offer
Top 10 Questions Listing Agents Have to ASK the Loan Officer BEFORE accepting an Offer: Accepting an offer on a home means taking it off the market for 30-60 days, passing on potentially well qualified buyers and a seller who will want updates on how the process is going. How can you ensure that not…
Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments
What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.
Running A Quick Financial Health Check Before You Apply For A Mortgage
Getting a mortgage is a significant financial decision, and it is crucial to ensure that you are financially prepared before applying for one. Conducting a quick financial health check before applying for a mortgage can help you determine your financial standing and your ability to afford a mortgage payment.
What Does It Mean To Be In A Seller’s Market: A Brief Overview
In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.
Buying A House With No Money Down
If you dream of owning a house one day, you have probably realized that one of the biggest challenges is saving money for a down payment. You have already found your dream property, but then the lender asks you to put 20 percent down, which can be tens of thousands of dollars. Fortunately, there are alternative options available, and you may be able to purchase a home for no money down.
3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval
Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.
Emma Butler Group- Mortgage Tips & Community 