Mortgage – Emma Butler Group- Mortgage Tips & Community

Chicago Housing Market Predictions for 2025

As we approach 2025, the Chicago housing market is expected to remain competitive but with some key shifts that both buyers and sellers should keep in mind. In summary, while Chicago’s housing market will continue to present challenges in 2025, particularly in terms of affordability and inventory, buyers can expect more favorable conditions compared to…

Change in Home Values after 10 Years

Talk about a winning record! Buying a home and holding it for 10 years has earned a profit every year except one since 1942. Just look at those returns, too! Housing builds significant, long-term wealth. #homebuyers #homeprices #realestate #mbshighway #mbssocialshare #mortgagemarketnews #mortgageintheknow

Home Builder Sentiment (December 2023)

Home builder confidence rebounded after falling for four straight months, as falling mortgage rates brought more buyers back to the market. Plus, many builders (36%) are still cutting prices to boost sales. The NAHB noted that “recent economic data signal improving housing conditions heading into 2024.”

7 Tips for Buyers to Consider in this Market

In a challenging market, it’s essential to help our clients make informed decisions to avoid common regrets when purchasing
a home. Here are valuable insights from surveyed buyers, compiled into 7 tips to help you communicate and set better
expectations in this market.

Unlocking the Week Ahead: A Glimpse into Mortgage Rates and Economic Data (December 4, 2023)

As we step into the first week of December 2023, the financial landscape is buzzing with anticipation. For mortgage professionals and homebuyers, understanding the upcoming trends in mortgage rates and economic data is crucial. Here’s a brief preview of what lies ahead:

Holiday Wreath Making Party

‘Tis the season for joy, warmth, and merriment, and what better way to celebrate the holidays than by bringing together our cherished business partners and clients for a delightful wreath-making party! Thank you to our host Happy Cabbage for letting us use their amazing Gifting Studio, we believe in the spirit of togetherness, and this festive gathering was a perfect opportunity to share the holiday cheer.

The Emma Butler Group, we believe in more than transactions; we believe in cultivating relationships, and this holiday gathering was a testament to that belief—a night of creativity, connection, and shared celebrations.

The highlight of the evening was, of course, the wreath-making activity. Guided by a talented local florist, Lee Lee Garden everyone had the chance to unleash their creativity and craft a unique holiday wreath to take home. The room buzzed with excitement as partners and clients selected from an array of lush greenery, vibrant ornaments, and festive ribbons to personalize their creations.

10 Questions to Ask a Loan Officer before Accepting an Offer

Top 10 Questions Listing Agents Have to ASK the Loan Officer BEFORE accepting an Offer: Accepting an offer on a home means taking it off the market for 30-60 days, passing on potentially well qualified buyers and a seller who will want updates on how the process is going. How can you ensure that not…

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!

With all of the expense that can go into buying or selling your home, it’s good to be aware of what you can claim and how a home can benefit you come tax time.

A Quick Look at Reverse Mortgages: The Golden Ticket to Enjoying Your Golden Years

With a high volume of millennials set to enter the real estate market this year, it may seem like all the available options out there were created to snag new home buyers. However, there are products available on the market that cater to those who are in their golden years too. If you’re older than 62 and are currently weighing the options with your mortgage, here are the basics on reverse mortgages and why they might positively benefit you.